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Secure payment processing for Kiwi enterprise businesses

When you run a nationwide retail chain, a major insurance firm, or a large-scale enterprise platform in Aotearoa, you need an infrastructure built for serious volume. Paystation delivers a reliable payment gateway nz designed to handle the heavy lifting for big merchants. As a Trade Me subsidiary, we are trusted to process payments for Trade Me themselves. We effortlessly handle billions of dollars for New Zealand businesses, giving your enterprise the exact tools needed to accept credit card payments securely and at scale.

A modern API built for developers

Enterprise platforms often require bespoke, seamless checkout experiences. We give your development team the tools they need to build robust merchant payment solutions that fit your exact requirements. Our modern API architecture uses OpenAPI v3 standards and secure OAuth 2.0 authentication. We also provide comprehensive developer resources, including Postman collections and sample code in PHP, C#, and NodeJS, so your team can build a custom online payment integration fast.

Handle high-volume billing effortlessly

Managing thousands of daily transactions or recurring insurance premiums requires straight up reliability. Our back-office tools take the headache out of large-scale payment processing:

  • Batch processing: Handle bulk billing without breaking a sweat. Our batch processing tools are built for enterprise scale and reliably process over 30 transactions per second.
  • Tokenisation (saved cards): If you manage subscriptions or recurring billing, our tokenisation feature securely encrypts customer card data. We swap sensitive credit card numbers for a unique token, meaning you can process regular automated payments without raw numbers ever hitting your internal servers.
  • Multi-currency: If you operate globally, we support over 15 major currencies in partnership with BNZ.

Unmatched security for massive data sets

When you process thousands of transactions a day, data security is non-negotiable. Paystation is a Level 1 PCI DSS Service Provider, meeting the absolute highest global standards for payment security with SHA 256-bit SSL encryption.

If you use our fully hosted (3-party) setup, we redirect your customers to a secure Paystation page for checkout. This keeps your pci compliance scope incredibly low and ensures raw card data never touches your corporate environment. It also includes built-in 3DS security (Verified by Visa and Mastercard SecureCode), which shifts the liability for fraudulent chargebacks over to the card issuer.

Three simple steps to go live

We support all major New Zealand banks (ANZ, ASB, BNZ, Kiwibank, and Westpac) to ensure you get fast, daily settlements. If you need maximum liquidity, ASB even offers same-day settlement seven days a week.

Getting your enterprise sorted is easy:

  1. Apply: Fill out an online application to trigger your development account immediately.
  2. Provide your Merchant ID: Get your ‘Linked Gateway’ Merchant ID from your local bank.
  3. Integrate and go: Run through our rigorous go-live checklist, test your setup, and start taking secure payments.