Running a small business in Aotearoa means wearing a lot of hats, but figuring out how to get paid shouldn’t be the hardest part of your day. Whether you are running a local shop, an independent contracting service, or a boutique web store, Paystation provides straight up payment solutions designed to help you get your money securely and quickly.
As a Trade Me subsidiary, we provide a reliable payment gateway nz infrastructure built specifically for the local market. We give you the exact tools you need to accept credit card payments without the headache.
If you run an eCommerce store, we integrate smoothly with familiar shopping carts like WooCommerce, Shopify, Open Cart, Xcart, and Zencart.
We highly recommend our fully hosted (3-party) setup for small businesses. When a customer is ready to make an online payment, we redirect them to a secure Paystation page to complete the checkout. This approach offers major benefits for a smaller operation:
You do not need a complex eCommerce build to use our merchant services. If you run a service-based business or handle back-office admin, our manual tools make collecting money simple.
We know keeping overheads low is essential for small businesses. Our pricing is up-front, competitive, and entirely transparent, so you only pay for what you use. Plus, we do not lock you into fixed-term contracts.
You can find our pricing page here.
To use Paystation as your payment provider, you need to set up a merchant facility and get a ‘Linked Gateway’ Merchant ID from your local bank. This model allows you to negotiate your volume-based transaction fees directly with your bank, keeping your overall costs lower.
We support all major New Zealand banks, including ANZ, ASB, BNZ, Kiwibank, and Westpac. We work with your bank to ensure your money is settled daily. If you bank with ASB, they even offer same-day settlement seven days a week.
When it comes to your customers’ financial data, we do not mess around. We are a Level 1 PCI DSS Service Provider, meeting the absolute highest global standards for payment security. We protect your business with robust fraud mitigation tools, including CVV/CSC reporting and IP/BIN blocking, to keep your operation safe.
Getting your small business set up to take payments is as easy as one, two, three:
