Settlement - When does the money appear in my account

An important payments concept to understand is “settlement”. The term refers to when the money from your transactions appears in your account. When you process credit card transactions using Paystation, our system will tell you if the transaction was successful. The money from these successful transactions is not made immediately available to you, usually it will be made available to you at the end of the business day.

Paystation does not control the time of settlement, this is controlled by your bank. If you would like to know when the money from the day's transactions will appear in your account please contact them. However usually banks settle funds Monday through Friday late evening. (ASB and BNZ settle every day of the week)


  • Note your bank will settle your days transactions in a bulk payment.

  • Paystation can provide you a report of the day's transactions that have settled from the reporting section.

  • Expect longer settlement times from international payments and AMEX transactions. 


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